February 2025 Housing Market Recap

February 2025 presented notable shifts in Canada’s housing landscape, influenced by economic uncertainties and evolving market dynamics. Here’s a comprehensive overview: National Overview Greater Toronto Area (GTA) Insights Economic Influences Looking Ahead While February 2025 showcased challenges in Canada’s housing market, particularly in sales volume and new construction, the slight month-over-month price increase in the … Continued

Should I Sell To A Cash House Buyer In Ontario? Are They Legitimate?

Selling a home can be a challenging task, filled with uncertainty and stress. Homeowners often seek the fastest and most efficient ways to close a deal, especially when facing financial difficulties, job relocations, or other urgent situations. In Ontario, one option that has garnered significant attention is to sell to a cash house buyer in … Continued

How Will U.S. Tariffs Impact Ontario’s Housing Market? Experts Weigh In

The recent imposition of a 25% tariff on Canadian imports by U.S. President Donald Trump has raised significant concerns about its potential impact on Ontario’s housing market. Canada’s leading banks have provided insights into how these tariffs might influence the province’s real estate landscape. Economic Growth and Employment The Bank of Canada has expressed apprehension … Continued

Navigating the Ins and Outs of Inheriting and Selling a House with Siblings

The emotional toll of losing a loved one can be overwhelming, and it is often compounded when you find yourself grappling with complicated financial and legal matters. You may wonder, “If I inherit a house, can I sell it?” Many people face a number of complex issues, especially if you’re inheriting a house with siblings … Continued

Forms for Selling a House Privately: Here’s What You Need

If you are wondering, “Can I sell my house without a realtor in Ontario?” The answer is yes, absolutely. in fact, you can avoid the hassle and cost of dealing with a real estate agent when putting your house on the market, by selling it privately. However, you need a great deal of paperwork for … Continued

Sell Now or Wait: Should I Sell or Wait for the Spring Market?

The 2025 housing market isn’t getting any easier. Builders are feeling the squeeze from rising construction costs, supply chain delays, and the looming threat of U.S.-Canada tariffs on steel and lumber. With prices expected to rise modestly and inventory still tight, sellers have the upper hand. Developers are already pressing pause on projects, which could … Continued

Will the Recent Surge in Mortgage Delinquencies Cause Housing Prices to Drop?

Rising mortgage delinquencies are a growing concern for homeowners, buyers, and investors alike. As more Canadians struggle to keep up with payments due to high interest rates and economic uncertainty, many are wondering if a wave of distressed sales could push housing prices down. While an increase in delinquencies can lead to more homes hitting … Continued

Will Lower Interest Rates Push Ontario Housing Prices Up In Spring 2025?

With interest rates expected to decrease in 2025, many buyers and sellers are wondering if Ontario’s housing market will see a dramatic price rebound. While lower borrowing costs may boost demand, it’s unlikely that prices will return to the extreme highs seen during the pandemic. Instead, the market is expected to stabilize, with moderate price … Continued

What Is Open Bidding and How Will It Affect the Ontario Real Estate Market?

The Ontario real estate market is always evolving, and one of the latest proposed changes could significantly impact buyers and sellers alike: open bidding. Traditionally, real estate transactions in Ontario have operated under a blind bidding system, but open bidding is gaining traction as an alternative. So, what exactly is open bidding, and how will … Continued

How Will The BOC’s January 2025 Rate Cut Affect The Ontario Housing Market?

Will Lower Rates Heat Up The Market? After months of speculation, the Bank of Canada (BOC) has officially cut interest rates in January 2025. For homebuyers, sellers, and investors, this decision raises one key question: How will the housing market respond? If you’re thinking about selling your home or looking for an investment property, understanding … Continued

How Will Trumps Tarrifs Impact Real Estate In Ontario?

The recent announcement by U.S. President Donald Trump to impose a 25% tariff on all Canadian imports has raised significant concerns about its potential impact on Ontario’s real estate market. As Ontario is a major player in Canada’s economy, understanding the multifaceted effects of these tariffs is crucial for stakeholders in the real estate sector. … Continued

Avoid Running Into Mortgage Payment Trouble

As a real estate investor or landlord, you might assume that tenants are the only ones who struggle to pay rent. However, there may be times when covering your own mortgage payments becomes challenging. To avoid financial strain, here are some key strategies to ensure you maintain steady rental income. Keep Your Properties Occupied While … Continued

The 7 Best Months to Sell a House in Ontario

If you reside in the province of Ontario and are looking to sell your home, timing is of the utmost importance to secure a good sale. When you know the right time to put your house on the market, you can turn a lot of things in your favor, such as making a good profit … Continued

Surviving Missed Mortgage Payments: Strategies to Protect Your Home and Finances

Life can throw unexpected challenges our way, and sometimes, meeting mortgage payments becomes a struggle. If you find yourself facing the daunting prospect of missed mortgage payments, fear not. This blog will explore effective strategies to help you navigate through this challenging period and protect both your home and finances. Communication is Key: The first … Continued