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As Ontario approaches the 2025 federal election on April 28, the province’s housing market stands at a pivotal juncture. The interplay between federal policies, economic uncertainties, and party platforms will significantly influence housing affordability and availability. Current Housing Market Dynamics In March 2025, the Greater Toronto Area (GTA) experienced a 2.4% seasonally adjusted decline in … Continued

Spring has traditionally been the busiest season for real estate in Canada, and 2025 is shaping up to be a solid market for sellers. After a tough couple of years marked by inflation, interest rate hikes, and economic uncertainty, things are finally beginning to stabilize. Mortgage rates are dropping, buyer interest is growing, and federal … Continued

​Prime Minister Mark Carney’s recent decision to cancel the proposed increase in Canada’s capital gains tax has significant implications for the Ontario housing market. Initially, the government planned to raise the capital gains inclusion rate from 50% to 66.67%, affecting profits from the sale of assets, including real estate. This proposed hike was met with … Continued

February 2025 presented notable shifts in Canada’s housing landscape, influenced by economic uncertainties and evolving market dynamics. Here’s a comprehensive overview: National Overview Greater Toronto Area (GTA) Insights Economic Influences Looking Ahead While February 2025 showcased challenges in Canada’s housing market, particularly in sales volume and new construction, the slight month-over-month price increase in the … Continued

On March 12, 2025, the Bank of Canada officially announced a rate cut, aiming to ease financial pressures after a period of high interest rates. While many expected this move to spark a surge in the housing market, its actual impact may be more subdued than anticipated. In this article, we’ll break down what this … Continued

The recent imposition of a 25% tariff on Canadian imports by U.S. President Donald Trump has raised significant concerns about its potential impact on Ontario’s housing market. Canada’s leading banks have provided insights into how these tariffs might influence the province’s real estate landscape. Economic Growth and Employment The Bank of Canada has expressed apprehension … Continued

The emotional toll of losing a loved one can be overwhelming, and it is often compounded when you find yourself grappling with complicated financial and legal matters. You may wonder, “If I inherit a house, can I sell it?” Many people face a number of complex issues, especially if you’re inheriting a house with siblings … Continued

The 2025 housing market isn’t getting any easier. Builders are feeling the squeeze from rising construction costs, supply chain delays, and the looming threat of U.S.-Canada tariffs on steel and lumber. With prices expected to rise modestly and inventory still tight, sellers have the upper hand. Developers are already pressing pause on projects, which could … Continued

Rising mortgage delinquencies are a growing concern for homeowners, buyers, and investors alike. As more Canadians struggle to keep up with payments due to high interest rates and economic uncertainty, many are wondering if a wave of distressed sales could push housing prices down. While an increase in delinquencies can lead to more homes hitting … Continued

With interest rates expected to decrease in 2025, many buyers and sellers are wondering if Ontario’s housing market will see a dramatic price rebound. While lower borrowing costs may boost demand, it’s unlikely that prices will return to the extreme highs seen during the pandemic. Instead, the market is expected to stabilize, with moderate price … Continued

The Ontario real estate market is always evolving, and one of the latest proposed changes could significantly impact buyers and sellers alike: open bidding. Traditionally, real estate transactions in Ontario have operated under a blind bidding system, but open bidding is gaining traction as an alternative. So, what exactly is open bidding, and how will … Continued

Will Lower Rates Heat Up The Market? After months of speculation, the Bank of Canada (BOC) has officially cut interest rates in January 2025. For homebuyers, sellers, and investors, this decision raises one key question: How will the housing market respond? If you’re thinking about selling your home or looking for an investment property, understanding … Continued

The recent announcement by U.S. President Donald Trump to impose a 25% tariff on all Canadian imports has raised significant concerns about its potential impact on Ontario’s real estate market. As Ontario is a major player in Canada’s economy, understanding the multifaceted effects of these tariffs is crucial for stakeholders in the real estate sector. … Continued